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I, Helmi Hakim is a licensed financial adviser representatives and an authorised representative of Infinitum Financial Advisory Pte Limited (Co Reg. No. 199100483Z). All opinions published in this publication are solely those of Helmi Hakim and do not reflect the opinions of Infinitum. Infinitum makes no warranties or representations as to the results of the use of the materials on this website in terms of their correctness, accuracy and reliability. Nothing on this website should be regarded as an offer or solicitation to sell investment products in any country to any person to whom it is unlawful to make such an invitation or solicitation in such a country. The information contained in this website are provided for general information only and do not constitute an offer, recommendation, solicitation or advice to buy or sell any product(s) or investment product(s). Advice should be sought from a financial adviser regarding the suitability of the investment product, taking into account the specific investment objectives, financial situation or particular needs of any person in receipt of the recommendation, before the person makes a commitment to purchase the investment product. Should the person choose not to do so, he should consider carefully whether the product is suitable for him. This advertisement has not been reviewed by the Monetary Authority of Singapore (“MAS”). The information is not intended for distribution to, or use by, any person or entity in any jurisdiction or country outside of Singapore.